Registered Charity 1161164. Authorised and regulated by the Financial Conduct Authority.
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Three of our clients have had Debt Relief Orders approved in the last week so they are now debt free! We think that's fantastic and its the motivation for our volunteers!![]()
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If you would like help getting on top of your finances, please get in touch. We'd love to help you. Take the first step and call 07954 276281 or email info@hmac.uk.
We recently helped a client to apply for a Personal Independence Payment. They were initially awarded standard rate for daily living and nothing for the mobility element. We appealed and our client was awarded Enhanced rate for both elements. Thats an extra £92 per week, plus over £4,600 to cover arrears!
Not good news! If you are going to struggle, please get in contact.
Energy bills to rise by at least £139 for millions of households
www.bbc.co.uk
Fuel poverty charities say the price cap increase will come at the worst time during winter.
Good news!UC deductions for fines![]()
Following a Judicial Review the Department for Work and Pensions (DWP) has set the fines deduction rate to 5% of the UC standard allowance, down from 25%. The Court Service has told us these changes will apply from the next date the defendant is due an award of Universal Credit and will take about a month to be applied to all claims. They’ve also said, it is expected that there will be a drop in the number of defendants experiencing hardship as a result of the amount of money being deducted. The practical effect for defendants is that the deduction will be around £17-£21 for an individual and £24- £30 where there is a joint claim.’
Steve had a good meeting with Richard at Harpenden Money Advice Centre today where the great team continue to help people from the community with a range of issues
Our first debt relief order has been approved within these new limits - so great that our client can look forward to a new start! ![]()
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Application submitted on Thursday and approved Monday!
This is needed as 1.2 million adults don't have a bank account!
Plan for law to protect neighbourhood cash access
www.bbc.co.uk
The Treasury says people should not have to travel beyond a reasonable distance to withdraw or deposit cash.
Thanks for all your support!
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This is great news for a number of our clients enabling them to make a fresh start free from debts. ![]()
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The current limit on debts which can be written-off through a DRO will increase from £20,000 to £30,000, alongside an increase in the value of assets to £2,000 and monthly surplus to £75. The government is expecting to bring these changes in at the end of June.![]()
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If you have debts please get in touch to see if we can help.![]()
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Call: 07954 276281 ![]()
Email: info@hmac.uk
Good news!
Provident Financial withdraws from doorstep lending after 140 years
www.bbc.co.uk
Provident Financial announces it is withdrawing from doorstep lending after 140 years.